{"id":229321,"date":"2021-10-11T11:01:19","date_gmt":"2021-10-11T04:01:19","guid":{"rendered":"https:\/\/setkab.go.id\/?p=229321"},"modified":"2021-10-11T11:01:19","modified_gmt":"2021-10-11T04:01:19","slug":"ojk-virtual-innovation-day-2021-di-istana-negara-provinsi-dki-jakarta-11-oktober-2021","status":"publish","type":"post","link":"https:\/\/setkab.go.id\/ojk-virtual-innovation-day-2021-di-istana-negara-provinsi-dki-jakarta-11-oktober-2021\/","title":{"rendered":"OJK Virtual Innovation Day 2021, di Istana Negara, Provinsi DKI Jakarta, 11 Oktober 2021"},"content":{"rendered":"

Bismillahirrahmanirrahim.<\/em><\/p>\n

Assalamu\u2019alaikum warahmatullahi wabarakatuh,
\n<\/em>Selamat pagi,
\nSalam sejahtera bagi kita semuanya,
\nOm Swastiastu,
\n<\/em>Namo Buddhaya,
\n<\/em>Salam Kebajikan.<\/p>\n

Yang saya hormati Menteri Koordinator Bidang Perekonomian, Sekretaris Kabinet;
\nYang saya hormati Ketua Dewan Komisioner OJK beserta seluruh wakil dan jajaran;
\nYang saya hormati\u00a0Deputy Country Director Asian Development\u00a0Bank\u00a0<\/em>Mr. Said Zaidansyah;
\nYang saya \u00a0hormati\u00a0World Bank Country Director\u00a0Ms. Satu Kahkonen;
\nYang saya hormati para pelaku industri jasa keuangan;
\nHadirin dan undangan yang berbahagia.<\/p>\n

Gelombang digitalisasi yang terjadi beberapa tahun terakhir ini yang dipercepat oleh pandemi COVID-19 harus kita sikapi dengan cepat dan tepat. Kita lihat bank berbasis digital bermunculan, juga asuransi berbasis digital bermunculan, dan berbagai macam\u00a0e-payment<\/em>\u00a0harus didukung.\u00a0Penyelenggara\u00a0fintech<\/em>\u00a0terus bermunculan, termasuk\u00a0fintech<\/em>\u00a0syariah. Inovasi-inovasi finansial teknologi semakin berkembang, fenomena\u00a0sharing<\/em>\u00a0ekonomi semakin marak dari ekonomi berbasis\u00a0peer-to-peer<\/em>\u00a0hingga\u00a0business-to-business<\/em>.<\/p>\n

Tetapi pada saat yang sama saya juga memperoleh informasi banyak penipuan dan tindak pidana keuangan telah terjadi.\u00a0Saya mendengar masyarakat bawah yang tertipu dan terjerat bunga tinggi oleh pinjaman\u00a0online<\/em>\u00a0yang ditekan dengan berbagai cara untuk mengembalikan pinjamannya.<\/p>\n

Oleh karena itu, perkembangan yang cepat ini harus dijaga, harus dikawal, dan sekaligus difasilitasi untuk tumbuh secara sehat untuk perekonomian masyarakat kita. Jika kita kawal secara cepat dan tepat, Indonesia memiliki potensi besar untuk menjadi raksasa digital setelah Cina dan India dan bisa membawa kita menjadi ekonomi terbesar dunia ketujuh di 2030.<\/p>\n

Hadirin yang saya hormati,
\nMomentum ini harus disambung dengan upaya membangun ekosistem keuangan digital yang kuat dan berkelanjutan, ekosistem keuangan digital yang bertanggung jawab, memiliki mitigasi risiko atas kemungkinan timbulnya permasalahan hukum dan permasalahan-permasalahan sosial untuk mencegah kerugian dan meningkatkan perlindungan kepada masyarakat.<\/p>\n

Pembiayaan\u00a0fintech<\/em>\u00a0juga harus didorong untuk kegiatan produktif, membangun kemudahan akses, memberikan kemudahan akses bagi masyarakat yang tidak terjangkau layanan perbankan, membantu pelaku UMKM agar lebih banyak melakukan transaksi digital yang minim aktivitas fisik, serta membantu UMKM untuk naik kelas dan masuk ke\u00a0G<\/em>o\u00a0<\/em>D<\/em>igital.<\/em><\/p>\n

Saya titip kepada OJK dan para pelaku usaha dalam ekosistem ini untuk memastikan inklusi keuangan yang kita kejar, yang harus diikuti dengan percepatan literasi keuangan dan literasi digital agar kemajuan inovasi keuangan digital memberikan manfaat bagi masyarakat luas dan mendorong pertumbuhan ekonomi yang inklusif.<\/p>\n

Inklusi keuangan juga harus memberikan akses yang lebih luas kepada masyarakat, khususnya masyarakat lapisan menengah ke bawah, menjadi solusi untuk menekan ketimpangan sosial, menjangkau segmen masyarakat yang belum tersentuh sistem keuangan konvensional.\u00a0Provider<\/em> keuangan digital juga harus berorientasi\u00a0Indonesiasentris, tidak hanya berpusat di Jawa saja, tetapi membantu mempercepat transformasi keuangan digital hingga pelosok ke seluruh penjuru tanah air kita.<\/p>\n

Oleh karena itu, saya minta seluruh industri jasa keuangan untuk melaksanakan program literasi keuangan dan literasi digital mulai dari desa, mulai dari pinggiran, bukan hanya agar masyarakat bisa memanfaatkan jasa dari industri keuangan, tapi juga untuk memfasilitasi kewirausahaan mereka dengan risiko yang rendah.<\/p>\n

Saya harap ekosistem keuangan digital yang tangguh dan berkelanjutan harus terus dijaga untuk mendorong percepatan pergerakan ekonomi nasional yang inklusif serta berkontribusi lebih besar pada upaya pemulihan ekonomi yang sedang kita lakukan.\u00a0Komitmen, keberpihakan, dan kerja keras Bapak-Ibu sekalian sangat ditunggu oleh pelaku-pelaku ekonomi, utamanya pelaku ekonomi kecil, khususnya juga usaha mikro, kecil, dan menengah untuk segera bangkit dari dampak pandemi COVID-19 dan terfasilitasi untuk memanfaatkan peluang-peluang baru yang bermunculan.<\/p>\n

Saya rasa itu yang bisa saya sampaikan pada kesempatan yang baik ini.
\nTerima kasih.
\nWassalamu\u2019alaikum warahmatullahi wabarakatuh.
\n<\/em>Om santi santi santi om.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bismillahirrahmanirrahim. Assalamu\u2019alaikum warahmatullahi wabarakatuh, Selamat pagi, Salam sejahtera bagi kita semuanya, Om Swastiastu, Namo Buddhaya, Salam Kebajikan.<\/p>\n","protected":false},"author":34,"featured_media":227316,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[865,87],"tags":[947,1002,1003],"class_list":["post-229321","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sambutan","category-transkrip-pidato","tag-jokowi","tag-sambutan","tag-transkripsi"],"acf":[],"yoast_head":"\nOJK Virtual Innovation Day 2021, di Istana Negara, Provinsi DKI Jakarta, 11 Oktober 2021 – TRANSKRIPSI PRESIDEN RI<\/title>\n<meta name=\"description\" content=\"Pidato Kunci Presiden Joko Widodo pada OJK Virtual Innovation Day 2021, di Istana Negara, DKI Jakarta, 11 Oktober 2021\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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