{"id":218652,"date":"2021-06-10T16:00:41","date_gmt":"2021-06-10T09:00:41","guid":{"rendered":"https:\/\/setkab.go.id\/?p=218652"},"modified":"2021-06-11T12:37:35","modified_gmt":"2021-06-11T05:37:35","slug":"digital-economy-to-boost-indonesias-economy-ojk","status":"publish","type":"post","link":"https:\/\/setkab.go.id\/en\/digital-economy-to-boost-indonesias-economy-ojk\/","title":{"rendered":"Digital Economy to Boost Indonesia\u2019s Economy: OJK"},"content":{"rendered":"<div id=\"attachment_218653\" style=\"width: 2510px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-218653\" class=\"size-full wp-image-218653\" src=\"https:\/\/setkab.go.id\/wp-content\/uploads\/2021\/06\/ojk.jpg\" alt=\"\" width=\"2500\" height=\"1667\" \/><p id=\"caption-attachment-218653\" class=\"wp-caption-text\">Head of the Board of Commissioners of the Financial Services Authority Wimboh Santoso delivers a press statement after a limited meeting on the downstream process of digital economy, Thursday (10\/06\/2021) afternoon in Jakarta. (Photo: PR of Cabinet Secretariat\/Rahmat)<\/p><\/div>\n<p>Digital economy will speed up Indonesia\u2019s growth rate as various digital platforms continue to develop, including those in the financial services sector, according to Head of the Board of Commissioners of the Financial Services Authority (OJK) Wimboh Santoso.<\/p>\n<p>\u201cThere are many developing digital platforms in the financial sector and they all will continue to boost our economic growth in this digital era and will also strengthen our competitiveness so we will be the key player in our own country,\u201d Wimboh told the press after a limited meeting on the downstream process of digital economy led by President Joko \u201cJokowi\u201d Widodo in Jakarta, Thursday (10\/06).<\/p>\n<p>According to Wimboh, Indonesia\u2019s digital economy potential is also supported by its 270.2 million population from Sabang to Merauke, while expressing hope that local digital service providers can make the most of the potential so that the potential will not be taken by other nations.<\/p>\n<p>\u201cWe are certain that it is a momentum that we must push for and develop; thus, a digital-based economy will be the backbone of our future economy,\u201d he said, adding that since 2017 his agency has been planning for digital transformation acceleration in the financial services sector.<\/p>\n<p>\u201cAll policies the OJK have been implementing since 2017 are designed to accelerate digital transformation of financial businesses. Why? Because it is a global competition. Like it or not, it must be based on digitalization,\u201d he said.<\/p>\n<p>Wimboh went on to say that his agency has had a masterplan to digitalize the financial services sector, a part and parcel of the national digital economy development.<\/p>\n<p>\u201cWe are aware that people do not have to go to a bank to transfer money these days. This is a form of a banking digital product. Besides, if we want to apply for loans, we have to urge (potential debtors), especially micro, small, and medium loans, not to come in person,\u201d he said, adding that digitalization will provide better, more affordable, faster, and easier services and cover a wider area.<\/p>\n<p>\u201cWe are certain that with digitalization, the financial sector will attract more customers at a lower cost. It will give contribution to our economic growth, faster and bigger,\u201d he remarked.<\/p>\n<p>Wimboh stated that various digital financial services or fintech continue to grow and develop, with one of the increasingly popular services being lending service through fintech peer-to-peer (P2P) lending or fintech lending.<\/p>\n<p>\u201cLoan (through the scheme) is not only provided by financial agencies or banks but also through a peer-to-peer scheme. The amount loan provided by P2P is huge, namely Rp194.1 trillion,\u201d he said.<\/p>\n<p>For the record, to date as many as 146 fintech lending companies have been registered with and authorized by the OJK, but many other entities have neither been registered nor authorized.<\/p>\n<p>\u201cThere are many illegal (fintech lending companies) and we will certainly force them to comply with the prevailing regulations,\u201d Wimboh said, adding that apart from fintech lending, there are also shares offering services through digital securities crowdfunding.<\/p>\n<p>\u201cSo for young adults who have not had credit records in banks, they can issue debt securities through a capital market that we call securities crowdfunding, especially when they have projects, including projects with the Government,\u201d he remarked. <strong>(FID\/UN) (DH\/EP)<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Digital economy will speed up Indonesia\u2019s growth rate as various digital platforms continue to develop, including those in the financial services sector, according to Head of the Board of Commissioners of the Financial Services Authority (OJK) Wimboh Santoso. \u201cThere are many developing digital platforms in the financial sector and they all will continue to boost [&hellip;]<\/p>\n","protected":false},"author":43,"featured_media":218653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[77,66],"tags":[],"class_list":["post-218652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-uncategorized-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.1 (Yoast SEO v26.1.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Digital Economy to Boost Indonesia\u2019s Economy: OJK - Sekretariat Kabinet Republik Indonesia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/setkab.go.id\/en\/digital-economy-to-boost-indonesias-economy-ojk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Digital Economy to Boost Indonesia\u2019s Economy: OJK - Sekretariat Kabinet Republik Indonesia\" \/>\n<meta property=\"og:description\" content=\"Digital economy will speed up Indonesia\u2019s growth rate as various digital platforms continue to develop, including those in the financial services sector, according to Head of the Board of Commissioners of the Financial Services Authority (OJK) Wimboh Santoso. \u201cThere are many developing digital platforms in the financial sector and they all will continue to boost [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/setkab.go.id\/en\/digital-economy-to-boost-indonesias-economy-ojk\/\" \/>\n<meta property=\"og:site_name\" content=\"Sekretariat Kabinet Republik Indonesia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/id-id.facebook.com\/Setkabgoid\" \/>\n<meta property=\"article:published_time\" content=\"2021-06-10T09:00:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-11T05:37:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/setkab.go.id\/wp-content\/uploads\/2021\/06\/ojk.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2500\" \/>\n\t<meta property=\"og:image:height\" content=\"1667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Office of Assistant to Deputy Cabinet Secretary for State Documents &amp; 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