{"id":225046,"date":"2021-08-30T07:52:45","date_gmt":"2021-08-30T00:52:45","guid":{"rendered":"https:\/\/setkab.go.id\/?p=225046"},"modified":"2021-08-30T18:52:42","modified_gmt":"2021-08-30T11:52:42","slug":"cooperative-ministry-strengthens-cooperatives-as-microcredit-alternative","status":"publish","type":"post","link":"https:\/\/setkab.go.id\/en\/cooperative-ministry-strengthens-cooperatives-as-microcredit-alternative\/","title":{"rendered":"Cooperative Ministry Strengthens Cooperatives as Microcredit Alternative"},"content":{"rendered":"<div id=\"attachment_225057\" style=\"width: 749px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-225057\" class=\"size-full wp-image-225057\" src=\"https:\/\/setkab.go.id\/wp-content\/uploads\/2021\/08\/Picture1-12.png\" alt=\"\" width=\"739\" height=\"495\" \/><p id=\"caption-attachment-225057\" class=\"wp-caption-text\">Minister of Cooperatives and MSMEs Teten Masduki (Photo by: BPMI of Presidential Secretariat)<\/p><\/div>\n<p>Minister of Cooperatives and MSMEs Teten Masduki has expressed commitment to continue to strengthen cooperatives as a microcredit alternative for microbusinesses.<\/p>\n<p>According to him, it is part of the measures to eradicate loansharking and loans from illegal cooperatives.<\/p>\n<p>\u201cWe are currently eyeing cooperatives. (They) can be microbusinesses\u2019 partner in financing,\u201d the Minister said, quoted from the official website of Ministry of Cooperatives and MSMEs, Monday (08\/30).<\/p>\n<p>According to him, cooperatives can be a credit alternative for microbusinesses considering the number of cooperatives in Indonesia is quite high.<\/p>\n<p>He also said that based on the data from a recent survey carried out by state-owned bank BRI and financing company PNM, 30 million microbusiness units have not been connected to formal financial agencies, adding that although the Government has provided people\u2019s business credit (KUR) up to Rp100 million without collateral, in practice, banks that distribute the credit often ask for collateral.<\/p>\n<p>\u201cThat is why loan sharks exist. They work progressively with suffocating interests. Although it is fast, it still causes disadvantages. Here we see cooperatives as an affordable and easy finance alternative,\u201d he said.<\/p>\n<p>Teten also acknowledged that at the onset of the COVID-19 pandemic in Indonesia last year, there were concerns that cooperatives would fall and the people\u2019s income and revenue would decrease because many cooperative members would withdraw their savings.<\/p>\n<p>Nevertheless, he added, cooperatives survived anyway.<\/p>\n<p>\u201cIn the national economic recovery (PEN) program, we give cooperatives capitals, especially saving and loan cooperatives. Thank God, those concerns remain as concerns. The PEN program is right on target,\u201d he said, adding that cooperatives can play a role as microcredit distribution alternative and encourage businesspeople to expand their economic scale.<\/p>\n<p>\u201cCooperatives are not only loan (providers) but also consolidators and aggregators of microbusinesses to expand their economic scale,\u201d he remarked. <strong>(PR of Ministry of Cooperatives and MSMEs\/UN) (DH\/EP)<\/strong><\/p>\n<p>The official website of Ministry of Cooperatives and MSMEs can be accessed through <a href=\"https:\/\/kemenkopukm.go.id\/\"><u>this link<\/u><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Minister of Cooperatives and MSMEs Teten Masduki has expressed commitment to continue to strengthen cooperatives as a microcredit alternative for microbusinesses. According to him, it is part of the measures to eradicate loansharking and loans from illegal cooperatives. \u201cWe are currently eyeing cooperatives. (They) can be microbusinesses\u2019 partner in financing,\u201d the Minister said, quoted from [&hellip;]<\/p>\n","protected":false},"author":43,"featured_media":225057,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[77,66],"tags":[],"class_list":["post-225046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-uncategorized-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.1 (Yoast SEO v26.1.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cooperative Ministry Strengthens Cooperatives as Microcredit Alternative - Sekretariat Kabinet Republik Indonesia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/setkab.go.id\/en\/cooperative-ministry-strengthens-cooperatives-as-microcredit-alternative\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cooperative Ministry Strengthens Cooperatives as Microcredit Alternative - Sekretariat Kabinet Republik Indonesia\" \/>\n<meta property=\"og:description\" content=\"Minister of Cooperatives and MSMEs Teten Masduki has expressed commitment to continue to strengthen cooperatives as a microcredit alternative for microbusinesses. According to him, it is part of the measures to eradicate loansharking and loans from illegal cooperatives. \u201cWe are currently eyeing cooperatives. (They) can be microbusinesses\u2019 partner in financing,\u201d the Minister said, quoted from [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/setkab.go.id\/en\/cooperative-ministry-strengthens-cooperatives-as-microcredit-alternative\/\" \/>\n<meta property=\"og:site_name\" content=\"Sekretariat Kabinet Republik Indonesia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/id-id.facebook.com\/Setkabgoid\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-30T00:52:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-08-30T11:52:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/setkab.go.id\/wp-content\/uploads\/2021\/08\/Picture1-12.png\" \/>\n\t<meta property=\"og:image:width\" content=\"739\" \/>\n\t<meta property=\"og:image:height\" content=\"495\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Office of Assistant to Deputy Cabinet Secretary for State Documents &amp; 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