Bali Set to be First Province to Complete Distributing Land Certificates
Date 14 Juni 2019
President Joko Jokowi Widodo on Friday (14/6) distributed 3,000 land certificates to the residents in Taman Bali Village, Bangli Subdistrict, Bangli Regency, Bali.
In his remarks, the President stated that all parcels of land across the country will have been certified by 2025 and Bali will be the first province where all landowners will hold land certificates by 2019.
President Jokowi also told the audience that he always received complaints from the people during his working visits to villages, regencies, regions regarding land disputes and agrarian matters.
The land disputes, he added, happens between people, neighbors, between people and the Government, or between people and state-owned Enterprises in all provinces.
Thus, land certificate as legal proof of property ownership is really important to prevent any land disputes and conflicts, he added.
Once you have this certificate, people cannot easily claim to own your property because in the certificate the name of the owner, location, and area of land are written down. If you want to settle the dispute at the court, you will win the case because you own this (land certificates), he said.
Therefore, President Jokowi reminded those who already have the certificate to put it in a plastic cover and make a photocopy of it so that if the certificate is lost, the copy of it will make reissuance process at the National Land Agency (BPN) easier.
President Jokowi also said he allowed certificate holders to use land certificates as a collateral for bank loan as long as they do not sell the certificate.
If you use it to get bank loan, please calculate it first and use it on productive sectors which will generate additional income, the President said, adding that before using it to get bank loan, they must check banks loan interest rate first and choose a bank with the lowest interest rate, which is at 7 percent per year.
The Head of State also reminded the people that once they receive the loan, they are advised to use it as capital to start a business and investment, and not to spend it on things which are not necessary instead.
People often spend the money to buy a car. However, once you cannot pay the monthly payment, dealer can take your vehicle. In that case, you will lose your car as well as the land certificate. You have 6 months at the most to enjoy your car, President Jokowi stated.
Thus, the President urged people to think carefully before using land certificates as collateral for bank loan.
Evaluate your ability whether you can pay the installment every month or not. If you dont think you can do it, then dont take a loan, he added. (AIT/AGG/ES)
Translated by : Rany Anjany Subachrum
Edited by : Muhardi/M. Ersan Pamungkas